Emerald Card by H&R Block, How to log in and access your account? What are the important features of this card and what types of services does it offer to customers? What are the major benefits and drawbacks? We are going to discuss everything related to the Emerald Card in this article. Please stay with us and find all the useful information below.
What is Emerald Card?
Emerald Card is a Prepaid Card that is a financial product of H&R Block. It is used to receive tax-related refunds to your account which cardholders can use anytime. Apart from the tax-related refunds customers can also load their Emerald Card by cash, check, or through retail stores.
An Emerald card is similar to a Debit Card which is using the Mastercard network and can be used anywhere a Mastercard Debit card is accepted. Emerald Card is issued by MetaBank on behalf of Emerald Financial Services, LLC where H&R Block manages the program terms and conditions and eligibility criteria.
H&R Block claims that customers will get their unemployment, payroll, tax, or other direct benefits through electronic transfer in their Emerald Card which is a faster and more secure way to deposit money as compared to check deposite.
Features:
Digital card facility: Get a digitally secured card in your H&R Block mobile app. Customers can use this digital card for making payments and other transactions.
Transaction details: Customers can access all transaction details through the mobile app or online website. Customers can easily view previous transactions and current account balances.
Bill pay: Just log in to your mobile app and pay the bill through your Emerald card account.
Transfer money: Customers can easily load funds in their Emerald card account and use that fund to shop, pay bills, etc.
Funds can be easily added by direct cash deposit at the selected retail outlet, check, Mobile app, through any account connected to the H&R Block account, etc. All funds which are available in your Emerald Card are FDIC insured as per the applicable laws.
Mastercard Benefits: Emerald card is powered by the Mastercard and customers will get zero liability protection in case of an unauthorized transaction.
Refund Benefits: Cardholders can receive a tax refund-related loan after the approval and loan amounts depend on the tax refund amount. The loan amount will be deducted from the tax refund you will receive later. The loan will be loaded to your Emerald Prepaid Mastercard.
Earn rewards and cashback: Earn cashback and rewards by using the Emerald Mastercard.
Start savings: Customers can open an Emerald saving account and start saving money. Emerald cards can be used to withdraw and deposit funds. Customers can easily transfer funds to their savings accounts online or through a mobile app or ATM.
The Emerald savings account is insured by FDIC and free to open. However, a $25 initial deposit is required to open a savings account.
H&R Block Emerald Prepaid Mastercard Fee details:
There are some fees and transaction limits applicable on Emerald prepaid cards. Please have a look below.
Fee and charges:
| ATM balance inquiry | $1.50 |
| Inactivity (after 60 days with no transactions) | $4.95 per month |
| ATM withdrawal | N/A in-network $3.00 out-of-network |
| Cash reload | $4.95* |
| Over-the-counter withdrawal | $35 |
| ATM decline | $1.50 |
Transaction limits:
- Cardholders can load cash into their account up to a maximum of $1000.00 every day.
- Cardholders can load a maximum of $9,500.00 cash amount in a month.
- $3,000.00 can be withdrawn every day from ATM.
- Cardholders can use the $3,5000.00 maximum amount to spend every day.
Emerald Card login (H&R Block)
Login to your account easily and check all important account-related information. Please follow the below steps.
Step 1: Visit the official website and click the Sign In link located at the top right corner. Alternatively, visit the Emerald card login page directly and click the Sign In button.
Step 2: Enter your Username and Password, and press the Sign In button to access your account. If you have entered the correct Username and Password then you will be redirected to your dashboard page.
Note: Since H&R Block is using the Single Sign On feature to log in so you can log in and use any service.
For example, you can manage your Emerald card, file your tax return, connect with a tax pro consultant, and complete other tasks with just a single login.
How do recover your Username and Password?
It is possible that you don’t remember your Username and Password and typed the wrong login credentials. In this case, you must recover your Username, Password, or both in order to access your account.
It is a very simple process and takes a few steps as mentioned below.
Step 1: Open the Emerald card login page and click the Forgot username/password? link. You will be redirected to another page where you can start your account recovery process.
Step 2: Enter your email ID, mobile number, or Username whichever you think belongs to your account, and hit the Next button. Now you will get three chances to search for your account.
Step 3: If you still do not succeed then you can fill out the account lookup form. After that, you will receive a security code on your mobile or email. Enter the security code and click the Next button.
Step 4: Now you will see your account info and you can reset your password.
Note: Generally, the passwords are case-sensitive but here usernames are also case sensitive so please check the username you are typing.
How to register and create a new Emerald Card login account?
All customers can register online and manage their H&R Block accounts. It’s a single sign-on login facility so you can log in and access your Emerald card account also. Please check the below procedure for first-time registration.
Step 1: Open the official website and click the Sign In link located at the top right corner.
Step 2: Click the Create Account link located on the login screen. A new H&R Block registration form will appear on the screen (as shown below).
Step 3: In this registration form enter your email address, mobile number, and a unique username and hit the Next button.
Step 4: Complete the rest of the process and create a password to access your H&R Block account in the future.
MyBlock app
Now mobile apps are also available to download for both Android and iOS platforms. All customers can visit the mobile apps page to check the all features and benefits the H&R Block Mobile app offers.
How to download the mobile app?
- Visit the https://www.hrblock.com/mobile-apps/ page through your mobile browser.
- You will find the mobile app links for both Android and iOS platforms.
- Click the mobile app link, you will be redirected to a mobile app page on the Google play store or Apple app store.
- Click the Install button to start downloading the app on your smartphone.
- Once downloaded finish, open the app and use your Username and Password to access your account.
Direct links to download the H&R Block mobile apps:
Customers can also download the mobile apps through the direct link given below.
| Platform | Current version | Download link | Size |
|---|---|---|---|
| Android | 10.8.0 | Click here | 52.0 MB |
| iOS | 10.8.0 | Click here | 98.5 MB |
Benefits of the H&R Block mobile app:
- Check your account information through your mobile.
- File your tax return online directly through the mobile app.
- Keep track of important information with just a click through your smartphone.
- Manage your Emerald card account through mobile apps and check important information such as account balance, previous transaction details, refund details, etc.
- Easily check your refund status through your mobile apps.
- Consult with tax pros and get professional tax advice through video chat and messages.
- Customers can store important documents online through the mobile app by just taking a picture or uploading it.
How can I check my Emerald card balance?
If you have already registered and created your login credentials such as username and password then you can simply access your account to check your Emerald card balance. There are multiple ways to check your account balance as mentioned below.
- By logging in to your online account
- By H&R Block mobile app
- By calling the H&R Block customer service
i-By logging into your online account:
- Open the Emerald card login page.
- Login by using your username and password.
- Check your account summary where you’ll find your card balance.
ii-By H&R Block mobile app:
- Open H&R Block mobile app.
- Login with your login credentials.
- You can now check your account balance.
- You can also enable the Tap for balance check feature. Visiting the app settings and activating tap for balance facility. Now every time you open your app login screen you can just check your Emerald card balance with just a tap. There is no need to login into the app.
Note: Please keep in mind that everyone who can access your mobile can also check your Emerald card balance. It is advised to enable the login security features such as fingerprint or facial recognition scan facility.
iii-By calling the H&R Block customer service:
All Emerald cardholders can also call the customer service number to check their account balance.
You may be required to share some account-related information such as your card number and personal details, etc. After that customer service will share the card balance information with you.
Customer Support
All Cardholders can check information about their account through customer support anytime.
Please take the help of the Emerald Card and Emerald savings account phone number at 1-866-353-1266. For H&R Block support please speak to the 1-800-472-5625 number.
Social media accounts:
| Tweeter | Click here |
| Click here | |
| Click here | |
| Youtube | Click here |
| Click here |
Important links:
| Official website | https://www.hrblock.com/ |
| H&R Block login page | https://www.hrblock.com/login/ |
| Emerald card login page | https://www.hrblock.com/financial-services/emerald-card-login/ |
Highlights:
| Particulars | Summary |
|---|---|
| Name of card | Emerald Prepaid Mastercard |
| Offered by | H&R Block |
| Issued by | MetaBank |
| Card network provider | Mastercard |
| Beneficiary | All Emerald card customers |
| Official website | www.hrblock.com |
FAQs
How do I view my transaction history and statement for my H&R Block Emerald Card?
You can view 12 months of statements and your recent transactions by logging in at Emerald Online.
You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.
How can I load funds from a check to my Emerald card account?
There is a check-to-card service offered in partnership with Sunrise Banks, and Ingo Money, Inc.
All Emerald cardholders can use this service to load their check amount into their Emerald account.
It’s a only 5-minute process and cardholders can use that money if approved. There is a fee associated with check-to-card service so please check your card member agreement.
There are two ways to load check funds into your account.
i-Funds in Minute – It’s a paid service and funds will be transferred within minutes.
ii-Funds in days – It’s a free service and takes one or two days to process your request of transferring check funds to the Emerald account.
How to open an Emerald saving account?
You will have to visit any nearest H&R Block office. Please bring the necessary documents such as valid government Identity proof, financial documents, and your Emerald card if you have one.
Ask the customer representative to open a savings account. The representative will review your application and open a savings account for you.
How to find the nearest office location?
This facility is available on the official website. just open the H&R Block website and move down to the footer.
You will see a Find an Office link. Click this link and an office search form will appear on the screen.
Enter your ZIP code or click the Use current location link and hit the Next button. You will see a list of all offices nearest to your location.
About H&R Block
H&R Block is a financial technology company that has expertise in tax-related financial products. H&R Block was founded by Henry and Richard Bloch n 1955 and offers tax filing software to its customers that can be used to file their tax returns.
There are paid services also available and customers can take the help of the financial tax pros. Currently, around 70,000 tax professionals are providing their services in H&R Block’s 10,000 offices.
These tax professional helps customers to save the maximum amount during tax filing and also helps in the processing of the refund.
Conclusion
I have tried to share all related information about the H&R Block and Emerald card in this article. Customers can use the free tax filing service easily or connect with any tax professional to take any help.
Emerald Prepaid Mastercard is also a good service to save your refund or use your saving whenever required. Hope you all find this article informative. Please let me know if there is any other information that must be included in this article.